Medicare Insurance
Group Health Insurance
Life Insurance
Life Insurance

Located in Knoxville servicing Knoxville, Morristown, Maryville and surrounding areas

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Advocating for businesses since 1976

Lloyd B. Richardson entered the insurance industry in 1976. Following captive agent associations with several larger national life and health insurance carriers, Lloyd founded the Lloyd B. Richardson Insurance Agency in 1984 with offices currently on Papermill Road in Knoxville. He serves in the capacity of a consultant/broker for many East Tennessee businesses with a strong emphasis in the employee benefits market. He is a member of the National Tennessee and Knoxville Associations of Life Insurance and Financial Advisors and is a multi-year recipient of the Million Dollar Round Table designation. He is a multiple winner of the National Sales Achievement Award and the National Quality Award. In addition, he has received on an annual basis the "Leaders Club" recognition from various insurance carriers he represents.

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Areas of Practice

Employee Benefits

As a business owner, you know the important role of employee benefits to attracting and retaining top employees. You are not alone in this process. We offer a complete line of Employee Benefit services. Building upon our 34 years of experience in the insurance business, we will work with you to develop a program tailored to your individual circumstances.

Individual Plans

Individual and family health insurance is health coverage specifically tailored to those not covered by employer groups or organizations. We offer a complete line of Individual & Family Insurance services. Building upon our 34 years of experience in the insurance business, we will work with you to develop a program tailored to your needs.

Benefits Strategy 

The startup and small business marketplace is still a new and fierce frontier that requires benefit advice from agents who are deeply entrenched in the particularities of employee benefits. Our firm gives you an holistic approach, so your company can get the best competitive advantage.

Insurance Broker

Lloyd B. Richardson Insurance Agency is the insurance brokerage of choice in the area. Our strong affiliations with reputable insurance carriers enable us to offer a full range of value-driven products for all types of clients and situations.

Protect yourself with a premium insurance package at the most competitive rates in the area. Call us now at (865) 588-5433 to speak with a professional.

Available by Appointment

Free Consultations

Certified Professional

A Complete Range of Insurance Plans

Our insurance agency has expertise in distributing a full range of insurance products. Our staff comprises specialists in every sector of the property, liability, life, and auto insurance marketplace.

Some first-rate policies we offer include:

  • Life and health insurance
  • Dental and vision insurance
  • Home insurance
  • Renter insurance
  • Senior life insurance
  • Medicare insurance
  • and more

Any questions? We’re here to answer any questions you may have. Call us!

Non-Committal Consultations with Insurance Agents

When you reach out to us, we’ll set up an appointment time, either in-person or over-the-phone, as it suits you. Our advisors take the time to get to know our clients. We’ll begin our consultation by listening carefully to your wants, needs, and budget.

Only when we understand your desired criteria intimately, will we start our hunt to locate the perfect policy for you.

From there, we’ll leverage our market relationships to display several leading coverage options before you. Alongside our products, we’ll transparently inform you of their respective pricing details.

Insurance Advisors with a Track Record of Success

Licensed, insured, and experienced, our insurance consultants have earned themselves a well-deserved reputation for superior customer service and skill.

We work with integrity—supplying our clients with candid, expert advice, and caring customer service. Our staff combines in-depth product knowledge and unparalleled talent to consistently match our clients with customized, affordable insurance that covers all their bases.

Our goal is the same as yours: to find the best coverage at the best price. We’ll work tirelessly on your behalf to do just that.

Fast and Efficient Insurance Services

Claims Assistance

We don’t stop at supplying excellent insurance plans. Our agency takes quality customer service one step further by providing complete claims assistance.

When the unexpected happens, and you need to submit a claim, you can depend on us to effortlessly and compassionately guide you through the process. We’ll help you fill out your request with every essential detail of the incident and get it to the right person on time.

We’ll be your passionate advocate. We’ll act as your representative to get you the best possible outcome of your claim.

Contact the Premier Insurance Brokerage Firm

Lloyd B. Richardson Insurance Agency is the authoritative provider of comprehensive insurance services. Our recommendations are personalized and tailored to your needs. You can count on us to source a policy that will secure your future.

Get the best insurance. At the best price.

Experience the peace of mind that comes with knowing you’re protected in every circumstance.  Get in touch with us today to book a no-obligation consultation.

Contact us now to get a free estimate
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